It looks like Office 2021 has some handy new features. Also, apparently, it will be available as a stand-alone purchase as an alternative to a 365 subscription.
I tried to find out whether it can be installed under Mojave. The only MS support reference states that the three most recent versions of macOS are supported. That means, I suppose, that Mojave will drop off the list when Monterey comes out. It will be interesting to see the experience of first adopters (not me!).
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