Just wondering if you go to a local post office to mail your credit card payment checks. There’s been a lot of theft of mail with checks in them around here, apparently because the “arrow” keys used by USPS employees to access mailboxes (including those in apartment buildings and condos, as well as the outdoor “cluster” [well, those are the first two syllables] mailboxes in almost any housing built since the mid-’80s) are getting stolen at gunpoint from mail carriers.
I guess I have a hard time seeing any downside in using Apple Pay to pay partial or complete card balances with Apple Card. It’s certainly nice to get a confirmation of payment in under a minute from making the payment.