I’ve responded to this before. Accounts are just a fact of life nowadays, and they’re no problem at all if you use a password manager.
It’s only unanswered in that they haven’t actually started charging because they’re more focused on the Windows version right now, followed by the iPhone version. The plan is for an enterprise-level Arc for Teams. I’ve talked with a guy there about it and here’s the CEO talking about it last year, clarifying unequivocally that they won’t be selling people’s data:
