I don’t understand why nobody in this discussion has mentioned LastPass. It started as a Mac program and is available on all platforms. It seems to solve every issue that everyone has brought up like sharing passwords, family plan pricing, passing vault access to your survivors should you die, storing images (like your vaccination card),etc. As I understand the encryption, the vault resides with LastPass in a state where last pass does not have the encryption key. It also puts a local copy on every one of your devices that has LastPass on it. This allows you to not only access it from all of your devices but you can access it from any device in the world with Internet access. Over the last year it seems that LastPass has created different methods for automatically filling your username and password in all the sites no matter what their quirks are. It also does a great job of filling in personal information on forms.