Apple Pay, how credit card systems work, and stores that still don't accept it

[Shamino (David C.)]

@jzw

I wonder if the retailers @dianed143 mentioned really are blocking phone contactless, or if their terminals would see them as a contactless card transaction. The staff may have been told to tell people they can’t pay with their phone, but who knows what would happen if someone tried before they were told not to?

I’ve used my phone and ApplePay (with my bank’s credit card) in many stores where the staff said it wouldn’t work. Works fine.

The only places I’ve been to where my phone doesn’t work are places where tapping the physical card doesn’t work either.

If it is possible to block ApplePay without blocking contactless cards in general, I haven’t ever seen it in action (in the Washington DC metro area). All the stores I’ve been to that block one also block the other.